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# Alcose Credit Union

Credit Union

## Sitemaps

- [XML Sitemap](https://alcosecu.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Other Services](https://alcosecu.com/other-services/) - Early Payday Experience the convenience of receiving your paycheck up to two days earlier than usual, allowing you quicker access to your funds. To take advantage of this benefit, follow these steps. Eligible Direct Deposit: Ensure you have an eligible direct deposit set up with us. $25 Fee: Pay a convenience fee of $25 each
- [Rates](https://alcosecu.com/rates/) - All Alcose Credit Union rates are effective as of 02/17/26. These rates remain in effect until further notice. Regular Shares: Dividends paid on all share savings accounts – not draft accounts Share Certificates: Minimum Deposit $1,000 *Share Certificate request form: (Click Here) *Share Certificate withdrawal form: (Click Here) Loan Specials The credit union also runs loan
- [Forms](https://alcosecu.com/forms/) - Member Forms Please click on a form to open a printable version. BillPay: BillPay is available for all members having a checking account. You must enroll to use this service. E-Statements: Go paperless with E-Statements Change of address form Share certificate request form Share certificate withdrawal form Close account form New member/change account from: What
- [About](https://alcosecu.com/about/) - History Alcose stands for Allegheny County School Employees. The Credit Union was established 2/25/1950. Through mergers over the years, the Credit Union has added additional agencies and companies. Please see Who Can Join for a complete listing of who is eligible for membership. Alcose follows the Credit Union philosophy "People Helping People". We are here
- [Loans](https://alcosecu.com/loans/) - All loans are reviewed as they are submitted. If the loan is approved, in addition to the $25.00 minimum balance required in the share account, an additional $125.00 must be held in the share account until the loan is paid in full. Loan Specials: The credit union also runs loan specials during the year. Our
- [Insurance for Loans](https://alcosecu.com/insurance/) - Gap Guaranteed Asset Protection (GAP)If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance company usually covers the replacement value. However, there may still be a gap in your loan balance not covered by the insurance settlement. This can amount to thousands of dollars. With Guaranteed
- [Shares](https://alcosecu.com/shares/) - All Alcose Credit Union rates are effective as of 02/17/26. These rates remain in effect until further notice. Regular Shares: Dividends paid on all share savings accounts – not draft accounts Share Certificates: Minimum Deposit $1,000 Share Certificate request form: (Click Here)
- [Clubs](https://alcosecu.com/clubs/) - SUMMER SAVINGS Any member may open a Summer Savings Club. There is no minimum deposit required in the club. This club was designed for members not receiving a paycheck during the summer. Dividends on Summer Savings Clubs follow the same tiered structure as Share Accounts. One half of the balance goes out on July 15th
- [Fraud vs. Scams: What's the Difference?](https://alcosecu.com/fraud-vs-scams-whats-the-difference/) - Fraud Fraud happens to you. Someone steals your card, account number, or personal info without your knowledge You did not approve the transaction Examples: Card stolen and used at a store Account hacked Charges you don't recognize at all *Fraud is usually eligible for dispute and provisional credit. * Scam A Scam happens through you.
- [Security](https://alcosecu.com/security/) - Protecting Your Identity & Staying Safe Online In today's digital world, safeguarding your identity is more important than ever. Identity theft can happen to anyone, but by staying informed and taking precautions, you can protect yourself from potential financial and personal harm. At Alcose Credit Union, we care about your safety and are here to
- [Member Info](https://alcosecu.com/member-info/) - CHANGE OF ADDRESS It is your responsibility to notify the Credit Union. If you do not notify us and we receive returned mail, your account will be assessed a fee of $2.00 for each piece of returned mail. Send a signed letter by mail, email, or fax. Update your address online through your account. Click
- [Locations](https://alcosecu.com/locations/) - Alcose Credit Union Email address: Info@alcosecu.com White Oak Office 3001 Jacks Run Rd Suite 101 White Oak, PA 15131-2555 Phone: 412-673-2450 Fax: 412-673-2483 Hours: Monday - Friday 8:30am-4pm Thursday: 4pm-5pm BY APPOINTMENT ONLY Carrick Office 1732 Brownsville Rd Pittsburgh, PA 15210 Phone: 412-881-8871 Fax: 412-884-5991 Monday - Friday 9am-4pm Thursday: 4pm-5pm BY APPOINTMENT ONLY *Loans
- [Simply Pay](https://alcosecu.com/loan-payments/) - Debit & ACH Loan Payments Simply Pay My Loan Is our new, secure loan payment service that lets your make payments using your debit card or through an ACH transfer from any financial institution - no checkbook or branch visit needed. Members can make one-time payment on their loans at Alcose from any other bank
- [Fee Schedule](https://alcosecu.com/fee-schedule/) - Fee's as of 4/1/2024 Shares & Share Draft Fees Credit Card Fees Miscellaneous Fees Loans
- [Join](https://alcosecu.com/join/) - WHO CAN JOIN You must be employed by one of the employers listed below. Membership is also available for family members or household members of current Alcose Credit Union members. If you leave our field of membership or retire, you do not have to close your account. REMEMBER: Once a member – always a member
- [Shared Branch](https://alcosecu.com/shared-branch/) - Co-op Shared Branch: Real Access When Members Need It Most While digital tools and ATMs offer convenience, many members still value direct access to their cash—especially when larger withdrawals, complex transactions, or in-person service are needed. ATMs often have limits and restrictions, including the inability to accept deposits in many locations. That’s where the Co-op
- [Personal Insurances](https://alcosecu.com/personal-insurances/) - The following TruSTAGE Insurances are offered to our members through CUNA Mutual Group (This is the Credit Union National Association’s insurance group).
- [Loan Calculator](https://alcosecu.com/loan-calculator/) - Auto Loan Calculator Vehicle Price: Down Payment: Trade-In Value: Interest Rate: Loan Term: (months) Personal Loan Calculator Loan Amount: Down Payment: Loan Term: (years) Interest Rate:
- [Loan Application](https://alcosecu.com/loan-application/) - To submit the application please do the following: Download the Application for all loans to your computer (click here) Fill out the information required – You can fill out the form on your computer and then print it out OR you can print out the form and then fill it out by hand Mail the
- [Privacy Statement](https://alcosecu.com/privacy-statement/) - Alcose Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union. As a member of our
- [Previous Newsletters](https://alcosecu.com/previous-newsletters/) - January 2008 NewsletterApril 2008 NewsletterJuly 2008 NewsletterOctober 2008 NewsletterJanuary 2009 NewsletterApril 2009 NewsletterJuly 2009 NewsletterOctober 2009 NewsletterDecember 2009 NewsletterApril 2010 NewsletterJuly 2010 NewsletterOctober 2010 NewsletterJanuary 2011 NewsletterApril 2011 NewsletterJuly 2011 NewsletterOctober 2011 NewsletterJanuary 2012 NewsletterApril 2012 NewsletterJuly 2012 NewsletterOctober 2012 NewsletterDecember 2012 NewsletterApril 2013 NewsletterJuly 2013 NewsletterOctober 2013 NewsletterJanuary 2014 NewsletterApril 2014 NewsletterJuly 2014 NewsletterOctober