Fee’s as of 4/1/2024
Shares & Share Draft Fees
| Dormant | $5.00 per month after 12 months |
| Overdraft Transfers | $2.00 |
| Overdraft Protection | $30.00 per item |
| Deposit Check Return | $20.00 per item |
| Copy of Share Draft (Check) | $5.00 per item |
| Redeposit Corporate Check Fee | $5.00 |
| NSF Fee | $30.00 per item |
| Stop payment (Check or ACH) | $20.00 each |
| Stop Payment Money Order | $20.00 each |
| IRA Account Closure | $10.00 each |
| Account Reconcilement/Research Fee | $25.00 Per hour (one hour minimum) |
| Debit card replacement-regular delivery | $10.00 per card |
| Christmas Club-Early Withdrawal Fee | $5.00 per withdrawal |
| Vacation Club-Early Withdrawal Fee | 2 withdrawals per year-After two, a $5.00 withdrawal fee will be assessed. |
| Account Closure (within 90 days of opening the account) | $10.00 |
| Under Membership Par Value ($25) | $5.00 per month charge |
| Negative Share’s | Members with a negative balance after five days will be charged a $2.00 per day fee up to $30.00 per month. |
Credit Card Fees
| Credit card replacement | $10.00 per card |
| Emergency card replacement | $150.00 per card |
| Rush Fee | $55.00 per card |
| Late payment | Up to $35.00 |
| Returned payment | Up to $25.00 |
| Copy of Statements | $5.00 per statement |
Miscellaneous Fees
| Cashier’s Check | $10.00 each |
| Money Orders | $1.25 each |
| Escheat Processing | $50.00 per account |
| Bad address/Returned mail | $2.00 per return |
| Copy of Statement | $2.50 per page |
| PA Title/ Lien fee | As per PennDot’s pricing |
| Gap Insurance | $550.00 |
| Paper Statement fee | $1.00 per statement |
| Bill Pay NSF | $30.00 |
| Bill Pay-Stop Payment | $20.00 |
| Early Payday Fee | $25.00 |
Loans
| Returned loan payment | $30.00 |
| Signature Refinance fee | Signature loans after 6 consecutive months can be refinanced for $30.00 |
| No Credit Check Loan fee’s | $20.00 |
| Refinance fee | $30.00 after 3 consecutive months |
| Late Payment Fee | 5% of the scheduled payment (After 15-day grace period) |