Rates

All Alcose Credit Union rates are effective as of 01/02/2024. These rates remain in effect until further notice.

Regular Shares: Dividends paid on all share savings accounts – not draft accounts

0.10% APYfor all shares above $25.00

Share Certificates: Minimum Deposit $1,000

1.00% APYfor 12 months
1.50% APYfor 18 months
2.00%24 months

*Share Certificate request form: (Click Here)

*Share Certificate withdrawal form: (Click Here)

Loan Specials

The credit union also runs loan specials during the year. These loans are reviewed as they are submitted. If the loan is approved, in addition to the $25.00 minimum balance required in the share account, an additional $125.00 must be held in the share account until the loan is paid in full.

Our current loan special is:

Tax Time: Special rates valid until 04/30/2024Loan terms
$500 up to $5,00012 months @ 6.99% APR
18 months @ 7.25% APR

*APR = Annual Percentage Rate. Rates subject to change without notice.

Signature – Personal and Bill Consolidation – Read More

Up to 24 Months with APR*as low as 9.25%
Up to 36 Months with APR*as low as 10.25%
Up to 48 Months with APR*as low as 11.25%
Up to 60 Months with APR*as low as 13.25%

*APR = Annual Percentage Rate. Rates subject to change without notice.

Share Secured – Loans are covered by shares

Up to 60 Months with APR*as low as 3.00%

*APR = Annual Percentage Rate. Rates subject to change without notice.

Vehicles (Cars, trucks, boats & recreational) – Read more

Starting April 1, 2024: Limited Time Offer on New & Used Vehicles (excluding recreational & motorcycles)

New Vehicles 2024– 2023Up to 48 Months with an APR*as low as 5.50%
Up to 60 Months with an APR*as low as 6.25%
Up to 84 Months with an APR*as low as 6.75%
Used Vehicles 2023– 2021Up to 72 Months with an APR*as low as 6.75%
Used Vehicles 2020– 2018Up to 60 Months with an APR*as low as 7.25%
Used Vehicles 2017 and olderUp to 48 Months with an APR*as low as 7.75%
Recreational VehiclesUp to 60 Months with an APR*as low as 10.25%
Up to 120 Months with an APR*as low as 11.00%
MotorcyclesUp to 60 Months with an APR*as low as 10.25%

*APR = Annual Percentage Rate. Rates subject to change without notice.

No Credit Check – Read more

$50015.99% APRfor 6 Months
$60016.99% APRfor 6 Months
$70017.99% APRfor 6 Months

To submit loan applications please do the following:

You can login to your account through our website, or mobile app and submit a loan application. Then email or fax one months’ worth of your current paystubs to:

Info@alcosecu.com

White Oak Office Fax: 412-673-2450

Carrick Office: 412-884-5991

Download the Application for all loans to your computer (click here)

Fill out the information required – You can fill out the form on your computer and then print it out OR you can print out the form and then fill it out by hand.

Mail the completed form along with current paystubs to the address on the top of the form:

Alcose Credit Union
3001 Jacks Run Road
White Oak, PA 15131-2555

Please read instructions for all loans EXCEPT vehicles (click here)

Please read instructions for VEHICLE loans (click here)

VISA

APR* is *8.90%

To apply for a VISA Credit Card please call either office.

*APR = Annual Percentage Rate. Rates subject to change without notice.

Student

The Smart Option Student Loan for Alcose Credit Union by Sallie Mae
For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here. (this link goes to an external site)

Smart Option Student Loan application banner

First Mortgage

In a partnership with Owners’ Choice Funding (Formerly CUC Mortgage), the Credit Union is now offering first mortgages.
Click here for more information (this link goes to an external site)

OwnersChoice. Your home lending partner link.

Have us contact youPersonalized QuoteApply Now

Today’s Featured Rates

Come join us for our 73rd Annual Meeting!!! Click link for more information!!!April 2024 Newsletter
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