Co-op Shared Branch: Real Access When Members Need It Most

While digital tools and ATMs offer convenience, many members still value direct access to their cash—especially when larger withdrawals, complex transactions, or in-person service are needed. ATMs often have limits and restrictions, including the inability to accept deposits in many locations. That’s where the Co-op Shared Branch network delivers a meaningful difference. With more than 5,000 branch locations nationwide, members can walk into a participating credit union and conduct everyday transactions—including deposits, withdrawals, loan payments, and transfers—just as they would at their home branch. It’s real, face-to-face service with expanded access.

For credit unions, joining the Co-op Shared Branch network extends your physical presence without the cost of building new locations. It offers your members the flexibility they want and expect, especially when ATMs fall short. Whether it’s accessing larger amounts of cash, depositing funds securely, or speaking directly with a teller, shared branching ensures your members are supported—wherever they are. It’s a practical, cooperative solution that strengthens member trust, deepens engagement, and reflects the credit union philosophy of working together to serve members better. Just visit co-opsharedbranch.org (see disclaimer below) or call 1-888-SITE-CO-OP.

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